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Zip - Own it now, pay later

Zip Pay is a buy now, pay later service that allows you to make purchases online and at participating retailers without paying upfront. You can then repay your purchases in flexible instalments, interest-free, with repayment schedules ranging from weekly to monthly.
Here's a more detailed look at how it works:

1. Application and Approval:
  • You apply for a Zip Pay account online and, if approved, receive a credit limit of up to $1,000. 
  • Approval is generally quick, often happening within minutes.  

 

2. Making Purchases:

  • You can use Zip Pay at participating retailers, both online and in-store, wherever Visa is accepted. You don't need to pay anything upfront when making a purchase.

 

    3. Repayments:

    • You'll receive a statement each month showing your closing balance.
    • You have a flexible schedule to repay your purchases, with options for weekly, fortnightly, or monthly repayments.  
    • If you pay your statement closing balance in full by the due date, you'll avoid a $9.95 monthly account fee.
    • You can also pay off your purchases early without any penalties. 

     

     4. Key Features:

    • Interest-free: Zip Pay offers interest-free spending, meaning you don't have to pay interest on your purchases.
    • No upfront payments: You don't need to pay anything upfront when you use Zip Pay, making it a convenient option for everyday spending. 
    • Flexible repayments: You can choose a repayment schedule that fits your needs, with options for weekly, fortnightly, or monthly repayments.
    • Digital Visa card: Once approved, you receive a digital Visa card that you can use online and in-store. 

     

    Sign up with Zip today

     

     

    How to pay with Zip online:

    • Add items to your cart and proceed to checkout.
    • Under payment method select "Alternative payment method"
    • Scroll down to select Zip as your payment method.
    • You'll be redirected to the Zip website.
    • Log in or create a Zip account.
    • Confirm your purchase and payment. 

     


    Disclaimer: Minimum monthly repayments are required. A monthly account fee of $9.95 applies and is subject to change. Pay your closing balance in full by the due date each month and we'll waive the fee. Available to approved applicants only and subject to completion of satisfactory credit assessment. Other charges may be payable. Fees and charges subject to change. T&Cs apply. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878.